:root {
  --bg: #f5f7fb;
  --bg-alt: #eef2f9;
  --surface: #ffffff;
  --text: #1b2430;
  --muted: #5a6678;
  --primary: #0d3b66;
  --primary-2: #145da0;
  --accent: #16a085;
  --border: #dbe3ef;
  --danger: #c62828;
  --success: #176f3a;
  --radius: 14px;
  --radius-sm: 10px;
  --shadow: 0 12px 30px rgba(13, 59, 102, 0.12);
  --shadow-sm: 0 6px 18px rgba(13, 59, 102, 0.08);
  --max: 1120px;
  --space: 1rem;
  --font: "Inter", "Segoe UI", Roboto, Arial, sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font);
  background: var(--bg);
  color: var(--text);
  line-height: 1.6;
}
img { max-width: 100%; display: block; }
a { color: var(--primary-2); text-decoration: none; }
a:hover { text-decoration: underline; }

.skip-link {
  position: absolute;
  left: -999px;
  top: 0;
  background: #000;
  color: #fff;
  padding: .6rem .9rem;
  z-index: 1000;
}
.skip-link:focus { left: 1rem; top: 1rem; }

.container {
  width: min(100% - 2rem, var(--max));
  margin-inline: auto;
}

.section { padding: 4rem 0; }
.section-alt { background: linear-gradient(180deg, var(--bg-alt), #f8faff); }
.section-head { margin-bottom: 1.8rem; }
.section-head h2 { margin: 0 0 .6rem; font-size: clamp(1.5rem, 2vw, 2rem); }
.section-head p { margin: 0; color: var(--muted); }

.site-header {
  position: sticky;
  top: 0;
  z-index: 999;
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--border);
}
.nav-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 72px;
}
.brand { display: inline-flex; align-items: center; gap: .55rem; font-weight: 800; color: var(--text); }
.brand:hover { text-decoration: none; }
.brand-mark {
  width: 36px; height: 36px; border-radius: 9px;
  display: grid; place-items: center;
  background: linear-gradient(135deg, var(--primary), var(--primary-2)); color: #fff;
}
.brand-text { letter-spacing: .5px; }

.menu { display: none; }
.menu a { font-weight: 600; color: var(--text); }
.menu a.active { color: var(--primary-2); }
.menu-toggle {
  border: 1px solid var(--border);
  background: #fff;
  width: 46px;
  height: 42px;
  border-radius: 10px;
  display: inline-grid;
  align-content: center;
  gap: 5px;
  padding: 0 10px;
}
.menu-toggle span { height: 2px; background: var(--text); display: block; }
.menu.open {
  display: flex;
  flex-direction: column;
  position: absolute;
  top: 72px;
  left: 1rem;
  right: 1rem;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: .9rem;
  box-shadow: var(--shadow-sm);
  gap: .8rem;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: .4rem;
  border: 0;
  background: linear-gradient(135deg, var(--primary), var(--primary-2));
  color: #fff;
  padding: .82rem 1.1rem;
  border-radius: 12px;
  font-weight: 700;
  transition: transform .2s ease, filter .2s ease;
}
.btn:hover { text-decoration: none; filter: brightness(1.05); transform: translateY(-1px); }
.btn:focus-visible, .menu-toggle:focus-visible, .faq-question:focus-visible, input:focus-visible, textarea:focus-visible, select:focus-visible {
  outline: 3px solid #7db9ff;
  outline-offset: 2px;
}
.btn-outline {
  background: transparent;
  color: var(--primary);
  border: 1px solid var(--primary);
}
.btn-sm { padding: .55rem .8rem; border-radius: 10px; font-size: .92rem; }

.hero-grid { display: grid; gap: 1.4rem; align-items: center; }
.hero-copy h1 { font-size: clamp(1.8rem, 5vw, 2.8rem); line-height: 1.2; margin: .4rem 0 .9rem; }
.eyebrow { color: var(--primary-2); font-weight: 700; text-transform: uppercase; letter-spacing: .05em; font-size: .83rem; margin: 0; }
.lead { color: var(--muted); margin: 0 0 1.1rem; }
.hero-actions { display: flex; flex-wrap: wrap; gap: .7rem; margin-top: .7rem; }
.hero-media img { border-radius: var(--radius); box-shadow: var(--shadow); object-fit: cover; }
.trust-list { margin: 1rem 0 0; padding-left: 1rem; color: var(--muted); }
.trust-list li { margin-bottom: .35rem; }

.cards-3, .cards-4 { display: grid; gap: 1rem; }
.card, .service-card, .contact-card, .highlight-box {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.1rem;
  box-shadow: var(--shadow-sm);
}
.icon { font-size: 1.35rem; }
.service-card .benefit { font-weight: 600; color: var(--primary); }
.text-link { font-weight: 700; }

.split { display: grid; gap: 1rem; }
.highlight-box ul, .contact-card ul { margin: .6rem 0 0; padding-left: 1.1rem; }

.steps { margin: 0; padding-left: 1rem; display: grid; gap: .8rem; }
.steps li {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  padding: .9rem;
}

.trust-panel {
  background: linear-gradient(135deg, #0d3b66, #1b4f72);
  color: #fff;
  border-radius: var(--radius);
  padding: 2rem;
}
.trust-panel p { color: #e7f0ff; }
.trust-badges { display: flex; flex-wrap: wrap; gap: .6rem; }
.trust-badges span {
  background: rgba(255,255,255,.14);
  border: 1px solid rgba(255,255,255,.25);
  border-radius: 999px;
  padding: .4rem .75rem;
  font-size: .92rem;
}

.faq-list { display: grid; gap: .8rem; }
.faq-item {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  overflow: hidden;
}
.faq-question {
  width: 100%;
  text-align: left;
  border: 0;
  background: #fff;
  padding: 1rem;
  font-size: 1rem;
  font-weight: 700;
  color: var(--text);
  cursor: pointer;
}
.faq-answer { display: none; padding: 0 1rem 1rem; color: var(--muted); }
.faq-item.open .faq-answer { display: block; }

.cta-final { background: linear-gradient(180deg, #e7eef9, #f8fbff); }
.center { justify-content: center; }

.site-footer {
  background: #0f1722;
  color: #d8e1ef;
  padding-top: 2rem;
}
.site-footer a { color: #d8e1ef; }
.footer-grid { display: grid; gap: 1rem; }
.footer-grid h3, .footer-grid h4 { color: #fff; margin-top: 0; }
.footer-grid ul { margin: 0; padding-left: 1rem; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.14); margin-top: 1rem; padding: .9rem 0; font-size: .95rem; }

.back-to-top {
  position: fixed;
  right: 1rem;
  bottom: 1rem;
  width: 44px;
  height: 44px;
  border-radius: 50%;
  border: 0;
  background: var(--accent);
  color: #fff;
  font-size: 1.2rem;
  cursor: pointer;
  opacity: 0;
  pointer-events: none;
  transform: translateY(8px);
  transition: .25s ease;
}
.back-to-top.show { opacity: 1; pointer-events: auto; transform: translateY(0); }

.page-hero { padding: 2rem 0 1rem; }
.page-hero h1 { margin: 0; }
.legal-content, .contact-layout {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
  padding: 1.2rem;
}
.legal-content h2 { margin-top: 1.4rem; }
.legal-meta {
  display: flex;
  flex-wrap: wrap;
  gap: .5rem .9rem;
  color: var(--muted);
  font-size: .95rem;
}

.form-grid { display: grid; gap: .8rem; }
.field label { display: block; font-weight: 600; margin-bottom: .3rem; }
.field input, .field textarea, .field select {
  width: 100%;
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: .75rem;
  font: inherit;
}
.field textarea { min-height: 140px; resize: vertical; }
.checkbox { display: flex; gap: .55rem; align-items: flex-start; }
.error { color: var(--danger); font-size: .9rem; min-height: 1em; }
.form-msg { margin-top: .8rem; font-weight: 600; }
.form-msg.info { color: var(--primary-2); }
.form-msg.success { color: var(--success); }
.form-msg.error { color: var(--danger); }

.reveal { opacity: 0; transform: translateY(8px); transition: .5s ease; }
.reveal.visible { opacity: 1; transform: none; }

@media (min-width: 860px) {
  .menu-toggle { display: none; }
  .menu {
    display: flex;
    align-items: center;
    gap: 1rem;
  }
  .hero-grid { grid-template-columns: 1.08fr .92fr; }
  .cards-3 { grid-template-columns: repeat(3, 1fr); }
  .cards-4 { grid-template-columns: repeat(4, 1fr); }
  .split { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1.4fr 1fr 1.2fr 1fr; }
  .contact-layout { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation: none !important; transition: none !important; }
  .reveal { opacity: 1; transform: none; }
}